IS THE BANK STILL TELLING YOU “MAYBE”?
How To Get A $1 Million Line Of Credit For Your Business... With 48 MONTHS Payback Terms
Whether you need to make payroll, buy inventory or take on the next big job… OR you simply need a cushion for slow months… you put up NO collateral…
Dear business owner,
If your business is doing at least $50,000 a month in revenue and the bank STILL won't give you a straight answer when you ask for a real line of credit, I want you to pay close attention to this letter…
… Understand that this isn't your fault, because between tariffs, an election season and customers who pay late, a lot of good owners are wary of taking money from anybody right now.
You're bringing in $50,000... $75,000... even $100,000 a month, and that's $600,000 to $1.2 million a year coming through your business.
But doing that kind of revenue does not mean the cash is sitting in your account on the day you need it, because your customers pay when they feel like paying…
So you go to the bank, and the bank takes its time, asks for a pile of paperwork and then tells you it'll get back to you… or approves a fraction of what you asked for.
And that's the exact moment the cash advance companies show up, with money that's fast and a payment that comes out of your account every single day you're open.
So you never really end up with a big line of credit that's yours to grow the business with, you end up with short, expensive money that you have to keep going back for.
UNLESS…
… you had a revolving line of credit of up to $1 million for your business, unsecured, with NO collateral and up to 48 months to pay back.
IF your goal is to cover the gaps, stop taking cash advances and take your business to the next level… and IF the ONLY thing standing in your way is a bank that keeps dragging its feet… then it's time to know there IS a way forward.
One business owner got a line of credit through us after 3 banks wouldn't say yes or no… and in this letter we'll show you exactly how the same 4 steps work for you.
PLEASE READ THIS LETTER IF:
- Your bank keeps putting you off, or it approved only a fraction of the line you asked for…
- You're taking cash advances with a payment coming out of your account every single day you're open…
- Your customers pay you late, the way commercial subcontractors wait about 56 days to get paid according to a 2025 Billd report, which on $50,000 a month is $93,333 of YOUR money sitting in somebody else's bank account…
- You're covering the gap on credit cards at an average rate of 21.19%, which is what Federal Reserve data showed for commercial bank cards in August 2026…
- You're tired of uploading the same documents again and again to funders who never call you back…
- OR… you're done with short, expensive money and you want one real line of credit that's yours to grow the business with…
A 2025 Billd report puts the wait at about 56 days, and on $50,000 a month that's $93,333 of YOUR money in somebody else's account.
If this is you, whatever the reason you need the money… we REALLY want to help you.
Here's what the banks and the cash advance companies don't tell you...
The cheap money exists… the average small business bank loan ran 6.37% to 10.98% in the first quarter of 2026, based on Federal Reserve data.
What they don't tell you is that those bank loans come with strict qualification rules, so plenty of owners never get a clear yes and end up on a credit card instead, at an average rate that climbed from 20.94% in May to 21.19% in August 2026.
It's NOT just about getting money into your account fast… it's about getting a real revolving line of credit.
Even an SBA 7(a) loan, the one everybody tells you to go get, is capped at fixed rates of 11.75% to 14.75%, and it comes with the same kind of strict rules.
Here's the math on $100,000… keep it on cards at 21.19% for 1 year and you hand over $21,190 in interest, and you end that year with the same cash flow gap you started with.
At the bank that same $100,000 costs $6,370 to $10,980 a year on paper, IF you get past the back and forth and the strict rules…
And a cash advance is fast, but it's short, it's expensive and it takes a payment out of your account every single day, which is why 1 advance so easily turns into a 2nd and a 3rd.
So it's NOT just about getting money into your account fast… it's about getting a real revolving line of credit of up to $1 million, unsecured, with NO collateral and up to 48 months to pay back, where you review your offer before you choose anything…
WE HAVE SEEN EVERYTHING THAT GOES WRONG WITH A BUSINESS WHEN CASH BECOMES AN ISSUE...
We've been doing this for 17 years, through the good markets and the bad ones, and in us you'll find a partner who completely understands your situation, because here's what we've watched happen over and over…
- We've seen healthy businesses doing $50,000 a month and more get strung along by 1 bank, then a 2nd, then a 3rd…
- We've seen owners take 1 cash advance to cover a gap, then stack a 2nd and a 3rd on top of it, until a payment was coming out of the account every single day…
- We've seen owners put the gap on credit cards at 21.19%, which is $21,190 a year on every $100,000, and then reach into their personal savings and their home equity to keep up…
- We've seen owners apply for one set of terms, upload every document they had, and then get handed a completely different deal…
- And worst of all… we've seen owners upload the same documents a 2nd time and a 3rd time to funders who never called back, and then give up and wait on customers to pay.
We've seen owners put the gap on credit cards at 21.19%, and then reach into their personal savings and their home equity to keep up.
We DO NOT want this to happen to you… and that's why we want to be your partner in getting you a line of credit of up to $1 million WITHOUT you having to stress.
HERE'S HOW 4 STEPS TAKE YOU FROM A 2 MINUTE APPLICATION TO A LINE OF CREDIT OF UP TO $1 MILLION:
4 steps, from a 2 minute application to a revolving line of credit of up to $1 million, and you never upload the same documents twice…
The application does NOT affect your credit, because there's no hard credit pull.
YOU APPLY IN ABOUT 2 MINUTES
- You answer 4 quick questions (your industry, your monthly revenue, the size of line you want and your time in business) and fill in the online application, which takes about 2 minutes.
- The application does NOT affect your credit because there's no hard credit pull, there are $0 in application fees, and you'll get a confirmation text from us right away.
By the end of that call you know which of the 3 options you fit: the revolving line of credit, a term loan, or same day funding.
YOUR ASSIGNED AGENT CALLS YOU THE SAME DAY
- Your agent calls and texts you the SAME day, and confirms what you're applying for, how much you need and what it's for.
- Then your agent lays out which of 3 options you're likely to fit… the revolving line of credit of up to $1 million, a longer term loan, or same day funding of up to $5 million on terms of up to 36 to 48 months if you need more than $1 million.
You upload ONCE, and your agent submits your file to the lenders that fit your business, your amount and your term.
YOU UPLOAD YOUR DOCUMENTS 1 TIME
- You upload your documents ONCE through your application link and they stay on your file, so nobody asks you for the same documents a 2nd or a 3rd time.
- Your agent submits your file to the lenders that fit your business, your amount and your term, which is how you get in front of a NEW product from one of our lenders that, by our count, only about 5 brokers in the whole United States are going to have.
You review your offer and choose the structure that fits your cash flow.
YOU REVIEW YOUR OFFER AND GET FUNDED
- You review your offer and choose the structure that fits your cash flow, and the line is unsecured and revolving, with up to 48 months to pay back and $0 of collateral behind it.
- As your business grows, your agent comes back with your next option, whether that's a bigger loan, a longer term or a line of credit.
HERE'S OUR COMMITMENT TO YOU
We KNOW it's hard to tell which funder you can trust with your business… so here's what you get from us after 17 years in business funding and an A+ rating with the Better Business Bureau:
- We will NEVER ask you to put up collateral for the $1 million, unsecured, revolving, 48 month line on this page.
- We will NEVER charge you an application fee, a prepayment penalty or a hard pull on your credit just for applying.
- You will ALWAYS get a call from your assigned agent the SAME day you apply.
- You will ALWAYS review your offer and make the choice yourself, after uploading your documents only 1 time.
HERE'S WHAT OUR CLIENT RESULTS LOOK LIKE:
One got a line of credit after 3 banks wouldn't commit, and the restaurant owner's funds cleared before the week was out.
In this owner's own words, the line of credit came through us “after 3 banks told me ‘maybe.’”
“explained the difference between a line of credit and a term loan in a way that made the decision obvious for our cash flow situation... the funds cleared before the week was out”
“He made securing our business line of credit seamless and stress-free”
SO WHAT IS IT WORTH TO YOU...
- To have a line of credit of up to $1 million behind your business, with NO collateral and up to 48 months to pay back?
- To make payroll on time, every time, even when a customer takes 56 days to pay you?
- To never take another cash advance, and never watch another daily payment come out of your account?
And more importantly…
- And more importantly… to stop chasing bank number 1, bank number 2 and bank number 3 for an answer, and finally have an agent call you back the SAME day?
It's worth at least 2 minutes of your time… so start your application and let's take your business to the next level together.
Click the button, answer 4 quick questions, and your assigned agent calls you the SAME day to tell you which of the 3 options you fit, with $0 in application fees and no hard pull on your credit…
(This is ONLY for established business owners in the United States doing $50,000 a month or more in revenue who want a real revolving line of credit. If you're looking for another cash advance with daily payments, please don't apply. If you want a line of credit of up to $1 million... start your application.)
This letter is an advertisement for business funding and is not an offer or a commitment to lend. The line of credit described is for amounts up to $1 million with up to 48 months to pay back. The amount, rate, cost, term and approval for any business depend on that business and on the lender, and not every applicant qualifies.
Same day funding of up to $5 million on terms of up to 36 to 48 months is a separate option from the line of credit, and only some businesses qualify for it.
The dollar examples in this letter (such as $21,190 of interest on $100,000 at 21.19%, and $93,333 of revenue paid 56 days late) are illustrations worked from published market figures. They are not the results of any client, and the market rates quoted are not Globelend's rates. Client reviews describe individual experiences and do not promise the same outcome for anyone else.
The statements that this product does not exist elsewhere in the industry, and that about five brokers in the United States offer it, are the company's own opinion.
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